Mortgage approvals return to ‘normal’ levels
9th December 2021
October saw mortgage approvals return to more ‘normal’ levels.
The Bank of England report 67,199 mortgages were approved in October, just above the long-term monthly average of 66,462 (based on 2015–2019).
The property market is predicted to return to calmer market conditions during the first quarter of 2022. The volume of new supply to the market is expected to rise.
Cost of living rises, rising inflation,and the probability of a rise in the base rate if interest in 2022 are likely to impact affordability, thus limiting house price growth for next year and beyond.
Source: Dataloft, Bank of England
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