Sales
Deposits vary by region for first-time buyers
7th August 2023
To buy a home in the UK, first-time buyers have an average deposit of between £26,400 and £144,500. The average…
Path of interest rates
31st July 2023
Recent rapid rises in interest rates have left borrowers wondering where this will end. The current Bank Rate is 5%….
Adams Market Insights- Rising rents tackle increased landlord expenses
19th July 2023
In my various articles for Coapt so far in 2023, I have discussed the sales market, including updates on property…
Everything you need to know about re-mortgaging in 2023
19th July 2023
The mortgage market is experiencing some stability, but it remains volatile with average rates for fixed-term deals still increasing. This…
Many homes exempt from property tax
19th July 2023
In the past year more than 60% of homes in Wales and nearly half (48%) of homes in England (excluding…
How are mortgage and interest rate rises impacting house prices?
19th July 2023
The Bank of England has increased its base rate 13 times since December 2021, reaching 5%, the highest in 15…
Portfolio landlords still looking to expand
17th July 2023
More than a quarter of landlords who own five or more properties are planning to increase their portfolio over the…
Interest-only mortgages declining but may see a resurgence
3rd July 2023
The era of more prudent mortgage lending since the Global Financial Crisis means that interest-only mortgages have become a much…
Housing supply: a ten-year retrospective
26th June 2023
Recently-released statistics on planning applications show a steady decline in major residential approvals across the country since the peak of…